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      <title>4 things to do to manage risk</title>
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      <pubDate>Mon, 11 Oct 2010 14:56:07 -0500</pubDate>
      <description>&lt;p&gt;We can't escape risk but we can sure do our part to mitigate risk, or to limit the amount of risk we are exposed to. I interviewed Bob Hawkins, who at the time, was an insurance adjuster and is a former property &amp;amp;amp; casualty insurance agent. In the interview, Bob talks about the 4 things that homeowners can do to manage, or minimize, risk. By doing this, you pay for just the right amount of insurance.&lt;br /&gt;&lt;br /&gt;One highlight is $500 deductible v. $1000 deductible. Often the person paying the $500 deductible pays $200-$300 more per year for the $500 deductible. But if the deductible is raised to $1,000, the individual could save $200-$300/year and ideally, set aside an adequate amount to take care of the deductible when something happens. &lt;br /&gt;&lt;br /&gt;Take a listen and hear what other great tips Bob offers to help you save money! &lt;br /&gt;&lt;br /&gt;If you haven't switched to a $1,000 deductible yet, why not do so today and join &amp;lt;a href=&quot;http://deductible-shield.com&quot;&amp;gt;Deductible Shield&amp;lt;/a&amp;gt;, the only deductible membership program and get peace of mind knowing that you won't have to pay your deductible when something unplanned happens. We all know that in this economy, we need all the help we can get.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Recorded April 2010&lt;/p&gt;</description>
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      <itunes:subtitle>We can't escape risk but we can sure do our part to mitigate risk, or to limit the amount of risk we are exposed to. I interviewed Bob Hawkins, who at the time, was an insurance adjuster and is a former property &amp; casualty insurance agent.</itunes:subtitle>
      <itunes:summary>We can't escape risk but we can sure do our part to mitigate risk, or to limit the amount of risk we are exposed to. I interviewed Bob Hawkins, who at the time, was an insurance adjuster and is a former property &amp; casualty insurance agent. In the interview, Bob talks about the 4 things that homeowners can do to manage, or minimize, risk. By doing this, you pay for just the right amount of insurance.One highlight is $500 deductible v. $1000 deductible. Often the person paying the $500 deductible pays $200-$300 more per year for the $500 deductible. But if the deductible is raised to $1,000, the individual could save $200-$300/year and ideally, set aside an adequate amount to take care of the deductible when something happens. Take a listen and hear what other great tips Bob offers to help you save money! If you haven't switched to a $1,000 deductible yet, why not do so today and join &lt;a href=&quot;http://deductible-shield.com&quot;&gt;Deductible Shield&lt;/a&gt;, the only deductible membership program and get peace of mind knowing that you won't have to pay your deductible when something unplanned happens. We all know that in this economy, we need all the help we can get.Recorded April 2010</itunes:summary>
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